Stop letting them keep your money.
We decode your insurance. Surface every benefit, perk, and loophole hidden in your policy. Show you exactly how to claim them before the year resets.
$29/year · 14-day money-back · no data sold
Three steps. 60 seconds.
Upload your card
Snap a photo of the front + back. We pull the carrier, plan type, and copays automatically.
Get your playbook
We surface every benefit, discount, and program you're eligible for under your specific plan.
Claim what's yours
Step-by-step instructions for each play. Direct links to the forms, portals, and savings cards.
You're paying for benefits. Other people are claiming them.
Your insurance is counting on you to forget.
The fine print is designed to bury the value. We translate it into a 5-minute weekly playbook.
Every perk backed by your plan.
No invented numbers. Every play is backed by your carrier's actual catalog, your plan documents, or federal law.
12 free Spring Health therapy sessions
Your employer pays. Replaces $200/session paid therapy.
$75/mo gym reimbursement
Submit 12 visits/mo receipt. Most people claim $0.
Manufacturer copay cards — every drug
Humira, Ozempic, Stelara. Drops cost to $5-25/mo.
Annual physical + 50 screenings
ACA Section 2713: insurance MUST cover at $0.
UHC Rewards — paid for stuff you do
Up to $300/yr cash for annual physical, sleep, steps.
FSA dollars forfeited Dec 31
Sunscreen, period care, BP cuffs — all FSA-eligible.
Insurance for people who pay their own premiums.
A clear, simple guide for real people.
Plain-language guides on how this whole racket works, what your plan actually owes you, and how to stop leaving thousands on the table.
How a deductible actually works (first-grader's guide)
Everyone uses the word. Almost nobody can explain it.
The 10 benefits almost no one claims (~$8,500/yr)
Most insured Americans use 8% of what their policy covers. Here are the ten biggest plays sitting on the table.
How to read your EOB (and find the money owed to you)
80% of medical bills have errors. The EOB is where they hide.
5 mindset shifts that turn insurance from leech to asset
People who win at this game think about it differently.
One price. Everything we find. No upsells.
We don't hide perks behind tiers. Pay once a year, get the full playbook for your plan.
Annual
- ✓Every perk + benefit + discount your plan covers
- ✓Personalized to your carrier, plan, employer
- ✓Year-end "use it or lose it" checklist
- ✓Outside-the-box hacks (HSA tricks, Rx savings, bill audits)
- ✓14-day money-back. Cancel anytime.
Your turn to squeeze.
They take thousands a month and bury the perks in 200 pages of paperwork. We decode the paperwork. You collect.
$29/year · 14-day money-back · no shady BS